Name: Tony B. Kim E-mail: tonybkim@gmail.com 6/13/2008
Current Address: 565 Denoyer Trail, Wheeling IL 60090 (847) 800-5483
EXPERIENCE
JP Morgan Chase, New York, New York(07/2006 – 09/2007)
Asset & Wealth Management - Private Bank Audit Risk Analyst
Evaluated in top tier of analyst class, a distinction awarded to approximately top 30% of class
Responsible for auditing Investment Solutions and Client Services groups for the Private Bank; audited products include structured products (fixed income, equity, commodity) and alternative investments (real estate, private equity, hedge funds)
Performed reviews to ensure the bank maintains client accounts in accordance with discretionary portfolio management policies; reviewed the due diligence, marketing, structuring, asset allocation, and investor relations procedures
Reviewed the asset management activities of the National Real Estate group, which acted as fiduciary to clients with properties under trust or will; examined asset manager¡¯s annual reviews, inspections and appraisals, assessments of environmental issues, retention recommendations, property management responsibilities, management fee schedules, and implementations of clients¡¯ wills and trusts
Tested loan balance control environment; examined balance sheet classifications and sufficiency of reserves; ensured adequacy of the credit review process used to determine whether loans were collectible; performed analytical reviews of interest income flowing into income statement; compared forecasted loan originations to actual originations; validated relationship between new originations, charge-offs and loan loss allowance provisions
Assisted with KYC/AML audit coverage relating to the Bank Secrecy Act; performed cash variance analyses of client accounts; reviewed currency transaction and suspicious activity reports to ensure compliance with the BSA; established relationships and communicated with private bankers to verify the integrity of and to understand the high volume transactions flowing through client accounts
Reviewed the Private Bank¡¯s Credit and Lending activities by focusing on the rationale of assigned risk grades and loan loss given default percentages
Johnson and Johnson, Bridgewater, New Jersey (01/2005 - 08/2005)
Capital Accounting/Fixed Assets Co-Op
Provided accounting support to facilities engineering group
Reviewed and submitted over 100 proposals detailing the benefits, risks, and alternatives of over $100 million worth of capital investments
Performed monthly budget vs. actual spending analyses for seven departments with budgets totaling $90 million
Performed tests to ensure all journal entries were in compliance with SOX regulation
Produced a consolidated monthly report to analyze the overspending of capital projects
Participated in quarterly business plan and forecast updates
Contributed to the R&D Tax Credit Plan initiative which resulted in a $10.7 million tax deduction
Tracked spending and provided various analyses for the Oral Contraceptive Expansion Project
State Farm Insurance, Bloomington, Illinois (05/2004 - 08/2004)
Accounting Intern
Offered the only accounting internship position in summer 2004
Conducted four internal audits testing operating procedures and internal controls in order to verify the integrity of the financial information on State Farm¡¯s financial statements
Coordinated, prepared presentation for, and led an all day event for peers which provided an overview of State Farm¡¯s finance functions
EDUCATION
The University of Illinois at Urbana-Champaign
College of Business, Graduation Date May ¡®06
Bachelor of Science – Finance
Fourteen hours of accounting courses
Series 7 / General Securities License
ACTIVITIES
Asian-American Business Association, Co-Founder, Treasurer
