3851 Aristotle Ct. Unit 410, Fairfax, Virginia  22030

Tel:   (703) 568-6765

OBJECTIVE: Seeking a challenging position as an analyst in which skills can be utilized towards exceeding the organization’s primary mission while maintaining its risk parameters 

QUALIFICATIONS SUMMARY

• Proficient in understanding mortgage backed securities, secondary housing markets, lending concepts, and mortgage processing
• Sound quantitative analytical skills in the management of an operation, including in-depth analysis, problem identification and a proven track record of implementing creative solutions
• Excellent organizational and workflow management skills with attention to details under time constraints
• Superior written and oral communication skills to convey necessary information in English and Korean

EDUCATION

2007 – Current  Northern Virginia Community College (Annandale, VA)

      Major: Business Administration

(Working towards a B.S. in Finance at George Mason University - Degree Anticipated: 2009) 

CAREER HIGHLIGHTS

10/06 – current  Branch Banking and Trust – Relationship Banker II

• Determine feasible loan programs based on client needs, company guidelines, and pricing models through a consultative application process
• Accurately underwrite first and second mortgage loans to ensure full compliance of company’s established policies, audit regulations and operational risks
• Effectively manage client relationships to strengthen profitability and growth

01/05 – 01/07  Avery Hess – Realtor

• Analyzed and assessed the market value using comparables based on studies and evaluation of current market trends
• Stayed up-to-date on the latest real estate trends, financing, contract, national and state laws, listings and sales, and market conditions and developments
• Acted as a liaison for buyers and mortgage loan officers until date of settlement
• Worked closely with the broker to develop and implement new business ideas to market the $1M+ potential commercial clients in VA, MD, and DC
• Entered and searched relevant data including tax records in the MRIS
• Composed self marketing materials

08/05 – 07/06  First Horizon Bank - Financial Services Representative I

• Origination, closing and disbursements of HELOC and HEIL
• Worked directly with internal staff of underwriters, processors, and closing specialists to coordinate and ensure timely closings of time sensitive material
• Pipeline management
• Recognized as the district’s number one producer and recipient of  2006 President’s Award

05/03 – 10/04  Bank of America - Personal Banker Associate

• Opened, closed, and serviced demand deposit accounts
• Acted as the ambassador of Bank of America through greetings, follow up calls, and warm calls
• Acquired new clienteles for the 100K+ premiere banking group

ACTIVITIES

2002 – Current  Committed volunteer for advocating and marketing the international children’s program-Compassion

2002 – Current Active member of First Virginia Baptist Church’s praise team and choir 

TECHNICAL SKILLS

• Fluency in Microsoft Office Suites (Excel, Word)
• Typing - 120+