271 Madison Ave, Cresskill, NJ 07626 ¡¤ Cell: 646-247-2518 ¡¤ chonoh@hotmail.com
SUMMARY: • Extensive experiences in the accounting field.
• Proficient with MS Excel, MS Word, Windows XP, Outlook and Accounting software.
• Excellent communication skill.
EDUCATION: American Institute of Certified Public Accountant
Financial Accounting – passed on Jan. 2006
Regulation – passed on Feb. 2006
Audit and Attestation – passed on Apr. 2006
Business Environment Concept – passed on May 2006
Courses Completion, Sept. 2002 ~ Dec. 2003
City University of New York – Hunter College
Major Courses taken:
Accounting Principles I, II Micro Economics
Intermediate Accounting I, II Macro Economics
Advanced Accounting I, II Managerial/Cost Accounting
Business Law I, II Public Finance
Bachelor of Science in Political Science & foreign Affairs,
Mar. 1994 ~ Feb. 1998
Ewha Women¡¯s University, Seoul, South Korea
EXPERIENCE: Across Nations Pioneers (CDC/SBA) Jan. 2007 to Present (Englewood, NJ)
• Assemble and process SBA 504 loan package in compliance with established SOP (Standard Of Processing) and SBA regulatory requirements.
• Review legal and financial documentation to support internal credit decision.
• Analyze credit/business history, income/expense status and repayment ability.
• Prepare credit memorandum reflecting loan structure and credit analysis for partner bank and SBA.
Clothing Emporium, Inc. Oct. 2005 to Dec. 2006 (Saddle Brook, NJ)
• Managed and recorded cash, wholesale transactions and inter company transactions (N/R & N/P).
• Prepared sales projection and cash deposit schedule to predict financial position monthly basis.
• Compared projected figures with actual figures to support internal management decision
• Prepared Letter of Credit for imports by communicating with bank and supported related financial information as per bank¡¯s request periodically
• Maintained shipment procedures for imports such as scheduling, payments, communication with shippers/service vendors and various follow-ups.
• Processed payroll on bi-weekly basis.
• Reconciled bank statements and sales transactions monthly basis.
• Developed and performed various accounting & managerial tasks.
• Prepared cost allocations and calculations with relation to FOB shipments.
Kang & Chun, CPAs, Jul. 2004 to Oct. 2005 (Manhattan, NY)
• Prepared payroll tax & sales tax returns in electronic and paper formats.
• Researched and updated tax issues to support tax return preparation.
• Communicated with clients for gathering documentation in a timely manner.
• Prepared and completed various worksheets in support of corporate and individual income tax.
• Responded correspondences from IRS & State Tax Department and other regulatory
entities, such as Labor Department, Workers Comp Dept, and Disability Dept..
ACTIVITIES: • Vice President, International Culture Exchange Organization, 1998
• Assistant Editor (volunteer), Horizon – Christian Mission Agency, Boulder CO, 2000
